UK investor visa βœ…οΈ (Tier 1): CAN YOU INVEST IN PROPERTY? WHAT SHOULD I INVEST IN? πŸ’°

UK investor visa βœ…οΈ (Tier 1): CAN YOU INVEST IN PROPERTY? WHAT SHOULD I INVEST IN? πŸ’°


– Hi, this video is about
the Tier 1 investor visa, what you can invest in under the rules and whether you can invest
in property under this route. In this diagram I’m going
to show you the key points you don’t want to miss if
you’re applying under this route or considering your options
for investing in the UK as a Tier 1 investor visa applicant, so that at the end of
this video you’ll know the key points on which I
advise my clients in this area. Before we start, I’m Tom Bradford, and this channel is all about
helping you reach abroad. I’m a lawyer at the law firm Freeths, and with my Reach Abroad UK service I help entrepreneurs and investors set up businesses and invest in the UK and get the right visas and support to access the UK and
achieve their business, investment, and citizenship goals. This video is part of my series on the Tier 1 investor visa route, so do subscribe and click
the notification bell to be notified when I release them. If you have a question put
it in the comments below and I will answer it. If you want a free initial
telephone consultation with me then please contact me by email or Skype on the details below. Are you allowed to invest in UK property to get a Tier 1 investor visa? Many of the other citizenship
by investment routes which I cover in these videos do allow investment in property. So what about the UK? This is a question that clients put to me. Well, start with the basic principles. As a Tier 1 investor you’re
required to make your investment of £2 million, £5 million,
or £10 million in the UK in the form of UK government
bonds or share capital or loan capital in UK
registered companies. The companies must be active and trading. This means they must be
trading and not be dormant. There are some exclusions
you should bear in mind so funds that you are
not allowed to invest in, your funds can’t be invested in open-ended investment companies, they can’t be invested in
investment trust companies or investment syndicate companies, and the important restriction
that I want to focus on, the funds must not be
invested in companies mainly engaged in property investment, property management, or
property development. This means any investment
or development of property which increases the value of property with the view to earning a return, whether that’s through rent or
a future sale, is prohibited. It doesn’t admit the
management of property for renting it out or for resale. So the principle here
is that business income must be generated from the
supply of goods or services. It mustn’t be generated from the increased value of
property or from rent. Now this prohibition does not exclude the provision of services
in relation to property, so a client of mine is investing into a business servicing estate agent. He isn’t caught by the prohibition, so that’s permissible. Hotels in principle aren’t caught where rooms aren’t rented out. And construction isn’t
prohibited either, in principle. So you should be alive to this distinction and the exceptions. If you want to discuss your
potential investment with me please drop me an email and we can discuss how to navigate this challenge. I work with investment portfolio managers who specialize in managing
Tier 1 investments. There are also some other
points to bear in mind, the funds must not be
invested by using deposits with the bank, building
society or any other enterprise whose normal course of business includes the acceptance of deposits. Now again there are some exceptions. You also can’t use
leveraged investment funds, including the purchase of
stocks or other investments by using borrowed funds, and you can’t rely on money that a loan has been secured against
where another party would have a claim on the money if loan repayments were not made. So this includes a scenario
of a bank lending funds to you and then taking the
investments as security. Just an additional point to note, funds that you claim that are available but haven’t been converted
into money don’t count. So equity in your property, for example, which hasn’t been sold,
in your house let’s say, doesn’t count. It won’t be sufficient. And that’s because until
the sale of these assets is complete and cash is
transferred to the seller, there’s no guarantee
that the estimated value of the assets will be realized from the point of view
of the UK government. Now there are various other points you need to bear in mind
in terms of the process for investing under the
Tier 1 investor visa route. You’ve got to make your
investment within three months of a so-called specified
date, for example. Now I’m doing a separate video on this and the process involved. So check out my other
videos on this subject for the full picture. I hope that was helpful. Do subscribe to the rest of this series and click the bell to be
notified when I release them. This channel is all about
helping you reach abroad for business and investment. If I can assist you on an
initial telephone consultation, please contact me by email
or message me on Skype on the contact details below. I’d be happy to speak with you. If this is of interest please subscribe and click the notification
bell to get notified when I release my future
videos in this series on the Tier 1 investor visa route. Thanks for your time and I’ll
see you in the next video.

3 thoughts on “UK investor visa βœ…οΈ (Tier 1): CAN YOU INVEST IN PROPERTY? WHAT SHOULD I INVEST IN? πŸ’°

  1. Hi bro we r planning to settle in uk. But we don’t get proper guidance from any one. Can you pl help me out in this.

  2. Hi Tom, i would love a skype chat or email… left brief details on a comment on one of your other videos… uk based start up & also inventor of a few products currently speaking to patent attourneys… but flexible for investment to suit the investor and not needing to draw down on much % …50k or 200k route… as im not worth more haha.. or can be very flexible as ive 7 startups needing help….

  3. Tiger Financial (tigerfinancial.co.uk) got me the bridging loan finance terms that were best for me in a short amount of time.

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